The goal of energy-efficient, affordable homes. » Mortgage Masters Group

Homebuyers across the EU could be offered better borrowing rates on mortgages in return for purchasing more energy efficient homes or committing to implement energy saving work within properties, under a ground-breaking project being pioneered by a unique partnership of banks, property valuers, energy efficiency businesses and utility providers.

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One of the best tools for making your dream home more affordable while saving on the cost of power, heating and cooling is the energy-efficient, or "green," mortgage. Most energy-efficient.

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This leaves a large market of houses that can qualify for a Energy Efficient Mortgage (EEM). The Federal Housing Administration (FHA), a federal agency which insures private loans, backs EEMs that allow mortgage lenders to add 100 percent of the additional cost-effective energy efficiency improvement costs to an approved home mortgage loan.

The Energy Efficient Mortgage, or EEM, allows you to either finance an energy-efficient home make a property more energy-efficient. If you purchase an energy-efficient house, the EEM offers more flexible underwriting. You can borrow more, because the energy savings make the home more affordable than it would be without the improvements.

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